American Business Cash Funding is passionate about helping small business owners win. As a direct funding company and a full service broker, we have teamed up with the best-in-class alternative lenders in the industry. We work with small businesses all over the US and across a diverse range of industries. From business term loans, invoice factoring, equipment leases and merchant cash advances, we’ve got you covered.
BUSINESS TERM LOAN
We know how difficult it is to get a bank-issued small business loan. Our simple application process requires only a few bank statements, rather than the extensive paperwork that banks require. With terms ranging from three to eighteen months, At American Business Cash Funding can provide loans up to $500,000, in as little as 72 hours from approval.
INVOICE FACTORING AND AR FINANCING
Invoice factoring is a great way to keep the business cycle going by providing the necessary cash to be able to fulfill orders without adding debt to the balance sheet. Once we receive your application, the factoring specialist will email you a proposal with the lowest factoring rate we can offer. Funds get deposited directly to your account in a matter of hours. You can track the entire transaction by logging into your account online 24/7.
MERCHANT CASH ADVANCE
Our Merchant Cash Advance program is designed to work alongside the pace of your business, where we purchase a portion of your future receivables at a fixed factor rate. Unlike loans, there is no accruing interest rate. You pay a flat fee for the funds. And our commitment to small businesses means you can borrow as little as $5,000 or as much as $250,000.
Fast Secure Affordable
At American Business Cash Funding helps businesses of all sizes accept, process and split payments in order to maximize revenue growth. We offer a complete suite of best-in-class tools that gives your customers the best experience at the point of sale. Take advantage of leading technology in POS systems and mobile payments and get all the data insights that help you grow and master your business. We offer competitive pricing, including interchange plus and flat-rate pricing options.
STAY SECURE AND COMPLIANT
At American Business Cash Funding provides a work flow analysis to ensure that your business is handling customer payments in a way that ensures your organization is PCI compliant. We also provide sophisticated fraud tools to help you manage risk and identify potential problems before they arise.
For businesses that qualify, we will provide free processing equipment. From handheld devices to full-scale POS systems, we can handle any type of industry. Whether you’re a new business looking to accept credit cards or a company switching from another processor, we’ve made the account setup process as smooth and seamless as possible.
THE SIMPLE WAY TO GROW YOUR INDEPENDENT SALES ORGANIZATION
Broker Services Program
The alternative lending industry is rapidly evolving and we understand the difficulty that brokers and Independent Sales Organizations (ISO) face when searching for reliable lending partners. Drawing on our experience as a broker, we have partnered with a handful of boutique firms that share our philosophy of providing faster funding for our customers and competitive commissions for our partners. We are also a direct funding company for merchant cash advance deals that fit in our wheelhouse.
SPEED AND FULL TRANSPARENCY
Getting merchants funded quickly and efficiently with minimal paperwork is important to our broker and ISO partners. Our lenders were carefully vetted for their confidentiality and operational efficiency. In addition, we employ in-house underwriters to help speed up the entire funding process and keep our ISOs constantly informed at every step of the way.
DEDICATED TO YOUR SUCCESS
For new agents, we can provide training in order to shorten your learning curve. As your client portfolio grows, our renewals team will help insure that your customers stay with you longer by providing the personalized service and finance solutions your clients crave. If you are looking for a quality partner for your broker business or ISO, look no further.